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Alternatives to Long-Term Care Insurance

by smeneshi - Nov 22, 2017 The costs of long-term care can be overwhelming, potentially exhausting retirement income and savings. You may be thinking about buying long-term care insurance (LTCI) to help cover some of the potential costs of long-term care, Continue Reading ?

How to Avoid Becoming a Cybercrime Victim

by smeneshi - Oct 02, 2017 FROM DATA BREACHES TO RANSOMWARE: HOW TO AVOID BECOMING THE VICTIM OF A CYBERCRIME Each time you connect to the Internet, you risk becoming the victim of a cybercrime. It’s the price we pay for Continue Reading ?

High savings + pension = High taxes

by smeneshi - Mar 30, 2017 Anyone with a good pension and a large 457, 403b, TSP or IRA account balance has a tax problem.That’s because a number of factors usually converge for public sector retirees during retirement that may result Continue Reading ?

Can You Outsmart Uncle Sam?

by smeneshi - Feb 23, 2017 Life insurance is one of the most tax-efficient and versatile yet underutilized financial planning tools available. While most people view life insurance as only something that is needed when raising a family, its uses are Continue Reading ?

Will the WEP & GPO Impact Your Retirement Budget?

by smeneshi - Jan 26, 2017 As many of you get closer to the end of your career, your retirement planning will begin in earnest. You may do things such as request a pension estimate, reduce your exposure to the stock Continue Reading ?